Summary: Ziraat Bank doesn’t let you buy crypto directly, but it does support TRY transfers to trusted exchanges. That means you can invest in digital assets like Bitcoin while staying within Turkey’s financial rules.
Bybit is a great option for Ziraat customers. It offers fast, free TRY deposits, zero trading fees, and a huge selection of tokens; all in a secure platform with Turkish support and extra features like futures, staking, and NFTs.
- Instant and free TRY deposits from any Turkish bank, debit or credit card.
- Buy 940+ cryptocurrencies with low fees (0.1%) through spot and futures trading.
- Regulated and trusted exchange with over 18 million users worldwide.
Can I Buy Bitcoin with Ziraat Bank?
Yes, Ziraat Bank customers can buy Bitcoin and other digital assets by funding regulated exchanges with Turkish Lira. While the bank doesn’t handle crypto trades directly, it supports transfers to licensed platforms.
This gives users safe access to crypto while staying within Central Bank of the Republic of Turkey (CBRT) guidelines. Always use a trusted, compliant exchange to ensure better security, legal clarity, and peace of mind.
How to Buy Crypto with Ziraat Bank
Ziraat Bank makes it easy to access crypto by allowing secure TRY transfers to licensed exchanges. Bybit is a top choice for its low fees, smooth interface, and support for Turkish users.
You can fund your Bybit account with bank transfers, cards, or local payment options, and start trading over 940 digital assets right away.
Follow these steps to begin:
- Create an Account: Sign up on Bybit and complete KYC verification.
- Choose a Payment Method: Go to ‘Buy Crypto’ and select a funding option supported by Ziraat Bank.
- Select Currency & Token: Pick TRY and choose the asset you want to buy.
- Complete the Purchase: Enter the amount and confirm the trade. Your crypto will be credited instantly.
Ziraat Bank Cryptocurrency Policy
Ziraat Bank supports crypto investing by allowing TRY transfers to regulated exchanges. While it doesn’t offer crypto services directly, it gives customers access through third-party platforms that follow Central Bank of the Republic of Turkey (CBRT) rules.
This setup offers a safe path into crypto without stepping outside the protections of traditional banking. It’s a good balance between innovation and compliance.
Bybit is a strong choice here. It enforces KYC, publishes proof-of-reserves, and offers a secure space for Ziraat users to trade with confidence.
Digital Asset Investing Fees
Before trading crypto, it’s important to understand the fees involved. Knowing what to expect helps you avoid surprises and plan smarter.
- Deposit Fees: Adding funds depends on the payment method. Bank transfers in Turkey are often the cheapest option, with no hidden costs.
- Trading Fees: On platforms like Bybit, you’ll pay around 0.1% per trade, whether buying or selling.
- Withdrawal Fees: These vary by asset. For Bitcoin, it’s usually around 0.0005 BTC. Other coins may have lower or higher rates.
Bybit is a solid pick for Ziraat Bank users. It offers free TRY deposits, low trading fees, and a massive range of tokens, making it great for both new and experienced investors.
What is Ziraat Bank?
Ziraat Bank, officially Türkiye Cumhuriyeti Ziraat Bankası, is Turkey’s oldest and one of its most trusted state-owned banks. It was founded in 1863 to support farmers and drive economic development.
Today, it operates as a full-service financial institution offering retail, business, and corporate banking. Its network includes hundreds of branches across Turkey and a growing international presence.
The bank is known for combining deep community roots with modern digital tools. For crypto investors, its support for secure TRY transfers makes it a strong gateway into the digital asset space.
Best Alternative Crypto Exchanges for Ziraat Bank Users
While Bybit is our top recommendation for Ziraat Bank customers, there are other trusted exchanges that also support TRY and follow Turkish regulations.
- Binance: Offers peer-to-peer (P2P) TRY support and access to hundreds of tokens. Ideal for advanced users who want deep liquidity and trading tools.
- OKX: A growing global exchange with Turkish-language support, strong security features, and an intuitive mobile app.
- Kraken: Well-regarded for transparency and compliance. Accepts EUR bank transfers, which can be helpful for users with multi-currency banking options.
Each platform has its strengths; from local funding options to unique trading features. Choose the one that best fits your experience and investing goals.
Final Thoughts
Ziraat Bank doesn’t offer crypto trading itself, but it makes it easy to transfer Turkish Lira to licensed exchanges. This gives users a safe, regulated way to invest without stepping outside Turkey’s financial rules.
Bybit is a strong option for Ziraat customers. It supports free TRY deposits, low fees, and over 1,000 cryptocurrencies. Unlike platforms like Binance or Kraken, it also offers Turkish language support and a user-friendly interface.
With features like staking, lending, NFT trading, and proof-of-reserves, Bybit works well for both beginners and experienced investors. Paired with Ziraat, it creates a smooth, secure way to enter the crypto space.
Dylan Matthews is the Co-Founder and head of operations at Buy Bitcoin Bank, with a background in engineering and experience as a Prop Trader. He has leveraged his knowledge and skills to build and scale the platform, providing users with a seamless experience for buying and selling cryptocurrency.
