How to Buy Bitcoin & Crypto with Alior Bank

Can I Buy Bitcoin with Alior Bank?

Yes, Alior Bank allows customers to transfer Polish Zloty (PLN) to regulated cryptocurrency exchanges. Although it doesn’t offer direct crypto trading, the bank supports secure payments to trusted third-party platforms.

To stay compliant with Poland’s financial regulations, it’s best to use exchanges registered with the Polish Financial Supervision Authority (KNF). This ensures your investments in Bitcoin, Ethereum, and other digital assets remain safe and legally protected.

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How to Buy Crypto with Alior Bank

Alior Bank customers can safely buy cryptocurrencies by funding a regulated exchange that accepts Polish Zloty. Bybit is our recommended platform due to its regulatory compliance and wide range of supported assets.

You can deposit PLN through bank transfers, debit or credit cards, SEPA, Wise, Zen, or Przelewy24. The process is fast, secure, and accessible for both new and experienced users.

Here’s how to get started:

1. Create an Account: Sign up on Bybit and complete identity verification.
2. Pick a Payment Method: Navigate to “Buy Crypto” and select a deposit option supported by Alior Bank.
3. Select PLN as Currency: Choose PLN to ensure local currency pricing and smooth deposits.
4. Buy a Token: Find the cryptocurrency you want, enter the amount, and confirm your purchase.

Alior Bank Cryptocurrency Policy

Alior Bank supports the growing interest in digital assets by enabling secure PLN transfers to crypto exchanges licensed by recognized financial authorities. This includes platforms operating under the Polish Financial Supervision Authority (KNF).

While the bank doesn’t offer crypto services directly, it provides a reliable entry point for customers to access regulated digital asset markets. This approach maintains compliance while supporting innovation in finance.

Bybit is a trusted exchange for Alior Bank clients. It aligns with EU regulatory standards and offers proof-of-reserves transparency, confirming all user assets are fully backed on a 1:1 basis.

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Digital Asset Investing Fees

Understanding platform fees is essential when funding crypto investments through Alior Bank. Below is a breakdown of common costs associated with regulated exchanges:

• Deposit Fees: Bank transfers and Przelewy24 are typically free. Card deposits may carry processing fees of around 2%, depending on the provider.
• Trading Spreads: Most platforms apply a spread of about 0.1%. This reflects the gap between the buy and sell prices and impacts your effective trading cost.
• Withdrawal Fees: Withdrawing PLN back to your Alior Bank account is usually free, though fees may apply for crypto asset withdrawals depending on the token.

Bybit stands out for its transparent pricing, offering free PLN deposits and competitive trading fees. Its low-cost structure makes it an attractive choice for Alior Bank customers entering the crypto market.

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What is Alior Bank?

Alior Bank is a forward-thinking financial institution based in Poland. Since its launch in 2008, it has stood out for combining traditional banking with cutting-edge digital solutions.

The bank serves both individual and business clients through online and mobile platforms, offering services such as savings accounts, loans, and investment products. Its digital-first approach simplifies banking and improves customer convenience.

Alior’s focus on technology and service has made it a key player in Poland’s banking sector. For crypto investors, its robust infrastructure supports smooth PLN transfers to regulated digital asset exchanges.

Best Alternative Crypto Exchanges for Alior Bank Users

While Bybit is our top choice for Alior Bank customers, there are other regulated platforms that accept PLN and align with European compliance standards.

Top alternatives include:

• Zonda: A Polish exchange registered with the KNF, offering direct PLN deposits, local support, and access to major tokens like BTC, ETH, and USDT.
• Kraken: Known for its security and transparent fees, Kraken supports SEPA deposits and offers a wide selection of assets for both retail and pro traders.
• Binance (via P2P): Though it doesn’t support direct PLN bank transfers, Binance’s peer-to-peer network allows users to trade crypto securely with local sellers.

Each of these platforms provides reliable access to crypto while supporting secure PLN funding methods. Be sure to choose one that meets your trading preferences and regulatory expectations.

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Final Thoughts

If you’re an Alior Bank customer looking to explore crypto, the good news is, you can do so safely and easily. The bank might not offer crypto trading directly, but it supports secure PLN transfers to exchanges that meet Poland’s financial standards.

Bybit is a great fit if you want a platform that’s both user-friendly and fully aligned with EU regulations. It offers free PLN deposits, a Polish-language interface, and access to over 1,000 digital currencies; all with low trading fees starting at just 0.1%.